1. Acceptance of Terms

By accessing or using ValuDoc ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.

We may modify these Terms at any time. Your continued use of the Service after any changes indicates your acceptance of the new Terms.

2. Eligibility

You must be at least 18 years old to use ValuDoc. By using the Service, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

3. Account Registration

To use certain features of ValuDoc, you must create an account. You agree to:

• Provide accurate and complete information during registration
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access to your account
• Accept responsibility for all activities that occur under your account

Your handle cannot be changed after account creation. Choose wisely.

4. User Conduct

You agree not to use ValuDoc to:

• Post false, misleading, or fraudulent content
• Harass, bully, threaten, or intimidate other users
• Share content that is illegal, harmful, or violates others' rights
• Impersonate others or misrepresent your professional credentials
• Spam, advertise, or solicit without authorization
• Attempt to gain unauthorized access to the Service or other accounts
• Interfere with or disrupt the Service or servers
• Collect or harvest user data without consent

5. User Content

You retain ownership of content you post on ValuDoc. By posting content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content in connection with the Service.

You are solely responsible for the content you post. Content that violates these Terms or our community guidelines may be removed without notice.

6. Professional Information Disclaimer

ValuDoc provides a platform for healthcare professionals to share information and insights. However:

• Content on ValuDoc does not constitute professional advice
• Valuation estimates and discussions are for informational purposes only
• You should consult qualified professionals for specific advice
• We do not verify the accuracy of user-submitted content

7. Intellectual Property

The ValuDoc name, logo, and all related names, designs, and slogans are trademarks of ValuDoc. You may not use these trademarks without our prior written permission.

The Service and its original content (excluding user content) are and will remain the exclusive property of ValuDoc.

8. Privacy

Your use of ValuDoc is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. Termination

We may terminate or suspend your account immediately, without prior notice, for any reason, including but not limited to a breach of these Terms.

You may delete your account at any time by contacting us. Upon termination, your right to use the Service will cease immediately.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, secure, or error-free.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VALUDOC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Service
• Any unauthorized access to your account or data
• Any content or conduct of third parties on the Service
• Any content obtained from the Service

12. Indemnification

You agree to defend, indemnify, and hold harmless ValuDoc and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

14. Dispute Resolution

Any disputes arising from these Terms or your use of the Service will be resolved through binding arbitration, except where prohibited by law. You agree to waive any right to a jury trial or to participate in a class action.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.